While checking my credit report I found a Judgement filed against me in New Jersey, where I used to live years ago, filed by VANZ LLC. showing the attorneys names as Fein Such Kahn and Shepard. Since there was no phone number or contact information available for this company, I did some research and found that they operate under a different name as well, Laridia Consulting Inc. I found out that they are Debt Buyers. Apparently they filed a motion against me for an old debt, made up some amount and sued me in court. I was never served a summons because I do not live at the old address, so I'm assuming whoever lived there at the time (a year ago) threw it out instead of returning to sender. Obviously I didn't show up in court, so a Judgement was filed against me including court fees, which totaled over $3, 000. I called the courthouse and they faxed me the documents so I was able to find out what credit card company this was pertaining to and I called them. The account was sold 3 times, eventually ending up in their hands. After researching Laridian Consulting, I found that they have been sued in other states for extortion, mail fraud, conspiracy and racketeering. Amazingly enough, there was no complaints filed in NJ on the Better Business Bureau. I myself, was reluctant, since I'm not sure who to file the complaint against. The company VANZ LLC, which appears on the Judgement, is virtually non-existent. When I called their phone number, the message does not mention Vanz LLC at all. There is no website for this company either. According to the courthouse, I can file a Motion against them, but since I don't live in NJ, I can't do that either, because I cannot appear in court.
This company is known for buying old debts, filing law suits using old / previous addresses so they can get Judgements. They are aggressive, according to all the information I've found, and have been engaging in illegal collection practices in New Jersey and New York for some time, even causing some arrests.
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