Because of the storm, i decided to change windows, gutters and garage door. Window world did all the work. Window world offer a program that I pay 50% down and the rest can be financed without interest if paid within six months. Well Fargo financed it. Wells Fargo sent me bills every month and I spread the payment for six months. Every month I pay my bill and every month the payment is deducted from my bill. I sent the last payment way ahead of the due date. I thought I was finished.
After a month I recieved a bill from Wells Fargo indicating the balance of ther last bill including interest charge and late fees. I called wells fargo and told them that i made the last payment. All the prevoius payment were on time, why should I not pay the last payment on time. Exhausted, angry, depressed, fatigued, and sick, our conversation went to nowhere.
I wrote them a letter explaining the situation with a replacement check and documents from my bank showing that all checks issued together with their check were all cashed. I went to my bank to stop payment on the first check. After 2 days, my bank called that the first check came. I explaned to my bank about the situation and we decide to not pay the first check because there is a replacement check. I thought wells fargo will be reconsider since they have cashed the second check. wells fargo collectors were harassing me, rude phone calls, demanding that i pay the interest charge which is 27.99% and late fees be paid. Since the phone calls does not work, I faxed again another letter because I want to dispute the faulse charges. Still no answer. Phone calls demanding for payment again which made me sick. I could not work because of the headache and exhaustion. I have all documents with me and I am still being harassed by wells fargo. Please HELP.
0 comments