i had a subaru forester that had drowned during hurricane sandy.the amount that Geico refunded is indecently low.
i tried to negotiate with them that i could not find a car with my trim and milage matching that price. Doug Henry, the adjustor, was not a good listener and stopped communication w/ me. he did not respond to my emails and phone calls. i received a check after a prolonged time.
Now, i have to pay an additional $3k to purchase a similar car out of my own pocket. They charged me over $2,000 for full coverage and refunded just $11,950 tax.
i was a loyal customer for 9 years and had coverage w/ them for my vehicle and condo.i cancelled Geico in december' 12 and found much better rates w/ different providers.